Just got our updated reports on Experian for the month... My wife's report looks SOOO clean
As some of you may recall, I went on a clean-up effort in recent months (partially to avoid shutdown and partially because things were just out of control). I removed numerous AUs from older Chase Cards (from before 5/24 was a concern), cancelled unnecessary cards, and reduced CLs.
Her report now shows ONLY 8 CCs (1 AU on my ancient Discover Card and the other 7 are her open/active accounts). And her combined credit limits (across all issuers) are finally under 1x our annual household income. My report doesn't look as clean yet but I'll get it there
Add to that we are now down to just 7 active bank accounts (vs. 23 a couple months ago) and things are a little easier to manage now, haha!