I have a fixed week contract for a VGF studio for the first week of July. I have never used the fixed week feature. But here is what I would say.
1) Totally worth it if you are going in a high demand period like fall or Christmas. In late May, early June, you should have no trouble at 11 months out. I suggest you check out this thread for more info on availability.
https://www.disboards.com/threads/p...-bd-charts-september-2019-2-bd-added.3689931/
2) Fixed week gives you less flexibility. You must book 7 nights. You must book the size and view (e.g. studio, standard view). If you decide you want a 1BR or 2 BR, the fixed week does not help (unless you bought that size of FW). We do a lot of check-in Sunday - Check out-Saturday morning trips. With a fixed week, we would have to check out Sunday morning. (7 nights - 8 days)
3) Your points go farther if you don’t use the FW. For example, my contract gives me a week that would cost me, say, 165 points. But if I don’t use the fixed week, I have 186 points to use anywhere. So even if you want to use the week you bought, it can make sense to cancel your FW reservation and rebook it as a regular reservation so you have more points.
4) Fixed weeks are not very valuable on the resale market, unless it is a high demand week in Fall or CHristmas. I bought my 186 points resale for less than a non-FW, possibly because people don’t understand them. Also because the people in the market at the time you are selling may not need the week you are selling.
5) If you borrow points from a future year from this contract, the FW is automatically cancelled (i.e. Will never be booked). If your points for the year are intact, then sometime in the 12th month before your dates, you will see your vacation get booked. If you don’t want it, you can always cancel.
If I were you, for that time frame, I would pass on the fixed week. That would also make resale points an option for you. If you want the Direct benefits, you could buy the minimum amount direct, and get the rest later through resale. But if you need the points quickly, Direct will get you that.
Also, there is a section of DisBoards that is just DVC. You are in a thread that covers mainly the Hotel side, but also covers DVC. Be sure to read the threads in the DVC section before buying.
Finally, VGF is an amazing resort. We love it there. You can’t go wrong buying at VGF.