Dreams is not going under. That being said, I understand your question and concern. Your reservation is booked directly with the cruise line. Dreams is the
travel agent on record. This means we collect and provide credit card payments to the cruise online (Dreams does NOT charge your credit card), we assist with the details of the reservation and any questions/issues along the way. The reservation itself is booked direct with the cruise line, you are given a cruise line reservation number and you can access the reservation on the cruise line site. On a side note, when electing to use any
travel agency, this should also be something you look out for.
While Dreams is the travel agency of record, if it went under (its not!) the cruise line has your reservation and the funds for that reservation. We used to talk about this on the Dreams Podcast, we feel it is very important that people know no matter what happens their reservation (and money) are protected.