You can get a general idea of you minimum spend by taking your total estimated guest count, multiply by either $100 (9am/10am), $125 (noon), $150 (7:30pm), then multiply that by 1.065 (tax), then multiply that by 1.23 (service charge). That will get you your food/beverage minimum. Then your ceremony fee is either $4260 for the wedding pavilion or $3727.50 for all other locations (including 6.5% tax). Then you have the $3000 minimum expenditure. If you stick to that exact minimum, your max for that category is $3929.85 (if all of your enhancements are subject to 6.5% tax and 23% service charge - most are not subject to both, some not subject to either, but this gives you some cushion).
So if you do 20 people for brunch (9am/10am ceremony), you can get away with $2619.90 (food/bev) + $3727.50 (ceremony, other than wedding pavilion) + $3929.85 (minimum enhancement) = $10,277.25 including taxes and fees. Obviously more people means more money. Food/beverage is where we are spending the most significant chunk of our money, but we're also doing a 7:30pm ceremony and we have 52 total including us.
We're using outside vendors for photography and videography. We got to choose the style we like this way, plus, we had no problem meeting our $3000 min with everything else we're getting through Disney.
You can absolutely have an amazing renewal without it getting too out of control money-wise. Hope that helps. Let me know if I can answer any other questions.
