- May 15, 2015
I agree there are better options but it seems people, including my wife, like the card because it forces them to use it for Disney spend. Plus, she likes her discontinued card design. She uses that one all the time, and I use my Amex Blue Cash Preferred for the 6%/3% combo. I cash out yearly on Disney gift cards at the grocery store for the 6% back on those. Seem like a vicious cycle.The return percentage on the Disney Visa is not great. The initial bonus of $200 for spending $500 is a good enough deal but after you earn that, you are much better off switching to one of the Chase no fee cash back cards like the Freedom. That one has 5% cash back categories every quarter with no annual fee. You'll earn points faster and you can use the cash back for WDW or anything else instead of getting a smaller payout with the Disney card and locking yourself in to only one option for spending your rewards.