I love credit cards so much!

[liloca]

I'm reading the fine print on the SW business card application and it says that this card shall be used only for business purposes and not personal, family or household purposes. Is that the case? For those of you who have gotten a business card have you used it only for "business?"

I used ours for daycare tuition, swim lessons, groceries, etc and got the bonus no problem.

 

[chattadisser]

Just wanted to report that I got my Marriott Premier Plus card in the mail, finally. I was impatient though, so I made a $10 Amazon purchase with my premier card a few days ago, since I assumed the number would stay the same. It did. The transaction posted on May 18:

Rewards earned with this transaction
+ Bonus on Premier Plus Upgrade
10,000.00
+ 2X Points on all other purchases
20.00
Total Points
10,020.00

The Marriott points haven't posted to my account yet, but I assume that they will. So I plan to now cancel the card before the end of the month to get my AF refunded. That will be before my statement posts at the start of June. I will report back and let everyone know how it goes.

I haven't gotten my upgraded card yet but I made a charge on my old card - actually by accident, grabbed the wrong one in my wallet - and I got bonus points but only 10,000 when my upgrade bonus was supposed to be 20,000. I'll call about this but I looked and I don't have an email that had the amount of the bonus points I was supposed to get, it was just on the Chase login to check for bonus points. Do you think I have any hope of getting my additional 10,000 points?

 

[DisneyMandC]

In a classic Mom move, I forwarded my mom her United ticket confirmation for the NYC trip and she e-mails me back "I'll send you some money for it soon." LOL no, mom, that's not how this works...

 

[disneymagicgirl]

We used a regular uber from MCO to Universal for 4 of us - 2 adults and 2 older teens. I was really worried when this tiny car pulled up, but we managed us 4 plus our 4 carryon roller bags. It was a little squeeze but we made it. Larger suitcases would not have fit.

I think we will each just have either carry on size or a duffle type. It is just 2 nights.

 

[disneymagicgirl]

Looking at your stats...I think by July you will be beyond OK, lol. Don’t count the EX biz so you will have opened 2 cards in a YEAR!

Haha it is just sooo much faster than we’ve ever done before so I’m taking a bit to get used to it. We have had 6 between us since January. Of course, 2 for each of us were biz cards. I will plan for July cic for him then. Thanks!

 

[amalone1013]

I need DH’s CIP to arrive, I should have had him call to have it expidited. I have about $2000 that I need to purchase but I’m holding off until the card comes. He was approved Tuesday, I really thought it would come yesterday.

I should have had DH call for his too. The only good thing for us is we know what the minimum spend is going to, but it doesn't really matter that were waiting a week. He was approved by 3am last Monday and it hasn't come yet...

 

[disneymagicgirl]

Rookie mistake: booked a round trip flight on Alaska using URs. At least it’s only a 90 min flight. Had I booked my return trip separately I could have refunded my return ticket + my extra legroom upgrade to My Wallet with Alaska and then booked it in first class for like $5 in taxes and fees tonight. Alas the outbound flight has since jumped $30 & since I have to re-book the whole RT ticket it makes the entire thing not worth it in my travel budget for such a short flight. Mad at myself because in the back of my head I KNEW not to book a round trip ticket! (Granted the refundable more than 60 days out part stops in like 2 weeks with AS but until then this reminder is relevant )

Did that UR to Alaska wallet thing stop yet? I am curious once it stops if it will still work fine within 24 hours.

 

[disneymagicgirl]

Made it to Iceland, this airport is nuts to change planes at. Too many people too small space. Icelandair was great.

Oohhh are you staying there for a day or so? That would be a great stopover!

 

[disneymagicgirl]

I need DH’s CIP to arrive, I should have had him call to have it expidited. I have about $2000 that I need to purchase but I’m holding off until the card comes. He was approved Tuesday, I really thought it would come yesterday.

I want to say both of ours took about 7 biz days. I can check my spreadsheet for the exact dates when my laptop is charged.

(That’s right, spreadsheet lovers, you have converted me. It really is easy to learn. I need to figure out the math parts now though so my sheets can get more involved.)

 

[CyndiLouWho]

I might be too much of a rule follower :-(.

They say business only as there are fewer consumer protections for business cards.

 

[amalone1013]

Last night I picked up something off ebay via paypal, and today I'm getting a few things at the grocery store. But I just looked to see if by chance the ebay purchase posted, to see if I got 5.5x points. It hasn't, but the $50 ebay purchase I made last sunday/posted Monday that I earned 75 points on... has changed to 275 points. Even though I didnt call to change to a Freedom until Thursday.

 

[CyndiLouWho]

I think we will each just have either carry on size or a duffle type. It is just 2 nights.

For 2 night, I’d do regular Uber and Swan, unless you don’t plan on Epcot or HS. If both days will be MK, I’d check URs for a monorail resort.

 

[KPK02090]

Can you combine UR points with someone who doesn’t share your address or do they have to live with you? My parents might come with us to WDW in 2020 and I’m going to encourage them to get a card (or two or three). Would love to be able to combine and book all together. Is that possible or would they need to book their own package on URs?

 

[CyndiLouWho]

I need DH’s CIP to arrive, I should have had him call to have it expidited. I have about $2000 that I need to purchase but I’m holding off until the card comes. He was approved Tuesday, I really thought it would come yesterday.

I ordered an employee card for DHs CIP right after it arrived. That was over 10 days ago. Still haven’t gotten it and I’m now 80% through spend.

 

[jhoannam]

At DAL waiting to catch our final flight home, I can’t believe I have 70 pages to catch up on after being away for 7 days. Did I miss anything big?

We had a wonderful time at WDW. Lots of rain all week but the crowds were low.

I did overhear someone say “They want me to use my personal credit card to charge travel expenses and later reimburse, that’s crazy.” Oh how I wish!

Also, for those of you that pay for one early-bird check-in and save seats, I just witness that backfire. A lady was saving a seat for her husband and another lady said you can’t save seats, the lady saving the seat was trying to block the seat but the other lady pushed her way to the window seat and sat down. Pretty funny.

 

[CyndiLouWho]

I am almost done with CIP spend. Keeping DH under 5/24, so will apply for CIC if it still has the higher bonus in a few months.
I won’t be under 5/24 until mid 2019 but may need a new mortgage by then so won’t be applying for much then. So right now, I’m looking at my next card. I’m thinking of Citi Biz AA.

Won’t affect 5/24, right? Does Citi Biz have restrictions on how May cards in last 60 days, 2 years, etc. ?

 

[CyndiLouWho]

A lady was saving a seat for her husband and another lady said you can’t save seats, the lady saving the seat was trying to block the seat but the other lady pushed her way to the window seat and sat down. Pretty funny

I would have sat down in the window seat. Let her take the middle if she wants.

 

[Judique]

For 2 night, I’d do regular Uber and Swan, unless you don’t plan on Epcot or HS. If both days will be MK, I’d check URs for a monorail resort.

I agree with this. @disneymagicgirl

 

[Lain]

I'd think he is fine. His total chase CL is prob around $100k, though, so I'd have to get him to call and decrease some CLs.

You don’t need to wait on DH to call. Just go into his Chase account and send requests via SM to lower CLs for each card you want.

 

[gottalovepluto]

Did that UR to Alaska wallet thing stop yet? I am curious once it stops if it will still work fine within 24 hours.

Idk about 24 hours, me too! 60 days stops beg of June I think. Although the phone agent told me there was a $125 change fee on my ticket and I had to tell her that’s not effect yet. Put me on hold, came back and said that doesn’t start until Jun so be careful if you have to call AS to do this sort of thing (2nd time I’ve encountered a surprising level of incompetence from AS phone agents, AS is good at many things but their phone agents have tried to tag me with unnecessary fees both times I’ve called for something over the last year.)