I pause at the Biz language too but then I step back and think, realistically, they know and/or don't really care. Otherwise, why are they approving
@amalone1013 's DH with $150 in revenue for a card with 5k in spend req for a bonus... and then give the bonus. If I'm spending 5k to make $150 I'm doing something wrong
Even if you're counting projected income, who goes out to spend 5k in 3 months on a business after only bringing in $150 in the last year? I'm sure it could happen but the percentage has to be low, so what bean counter in his right mind would trust you with credit? (And I'm not picking on your/DH's application, amalone1013, I just think it's an awesome example! I'm still awesomely impressed with your figures and success in getting Biz cards with them, truly. It gives me hope
)
On the AmEx side, they seem to have always been biz lenient as I constantly got Biz card offers when I was only 20 or 21 and still in college. I guess they were trying to get in early for when I graduated and set up an office right away
If only I knew then what I know now I could have had a lengthy business credit history too