wanderlust7
DIS Veteran
- Joined
- Mar 10, 2015
I'm so lost on my "strategy" after year 1, can anyone help?
Me: (4/24)
CSP 1/18 (planning on downgrading to Freedom on the 17th)
SPG Amex 2/18 (plan to close)
CIP Biz 6/18 (will keep for 1.25 redemption and business write off)
Capital One Venture 7/18 (will close)
CIU Biz 10/18 (will close)
Arrival+ 1/19
DH: (7/24)
CBNA 1/18
Chase IHG Traveler MC 2/18 (will keep)CSP (will downgrade to Freedom)
4/18 SPG Amex 4/18 (will close)
Capital One Venture 6/18 (will cancel)
Arrival+ 10/18
Macys 12/18 (didn't open, just found today, will dispute....nothing spent, $500 limit)
We have roughly $15k in expenses coming up on a rental rehab so I feel like we should do SOMETHING.
Upcoming trips through August 2019 are all paid for. No travel plans after except maybe an RC cruise in March 2020. I'd really like to bank points and do something tropical (Costa Rica, Mexico, etc) but family of 6 so $$$$.
Ideally, I'd like to keep my last Chase slot for Southwest CP possibly for 2020. Thinking of focusing on Arrival+ and 1-2 biz cards (Citi AA+ Platinum, Marriott Biz, Hyatt Biz?) + bank bonuses for me, and DH get Hilton AMEX Ascend + business cards?
If you have an EIN (or are willing to get one), you could do CIP #2. I think you could even self refer for an extra 20k URs. If not, then CIC as already mentioned. There's no AF on the CIU, so I wouldn't close that either. Just lower credit limits.