I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[Limes96]

Any chance of still getting the SW free change window later this week for tickets end of June-early July or am I too late?

 

[Duckbug.Ducktales]

Instant approval for CSR--woo hoo! It's a big CL--will I need to lower it before CSP?

 

[amcc]

How common is it for hotel branded cards (Hilton Surpass) to get offers for those hotel brands? I have a Hampton offer (spend $175 get $35) on my Amex plat but I can't find it on my Hiltons even after adding a bunch of offers. I don't think its worth it on my plat.

Anyone get the grocery Amex offer that doc reported this morning? I couldn’t find it on any of my cards. I was hoping to find some good summer offers today but haven’t so far. Maybe later hopefully. Just wondering which card(s) people are getting it on.

I didn't get any of the interesting offers he mentions. I would have liked the 2.5% back on an over $1k purchase.

 

[chattadisser]

Looks like next week Staples will have the $200 MasterCard GC fee free.

 

[iujen94]

Any chance of still getting the SW free change window later this week for tickets end of June-early July or am I too late?

There’s always a chance! The window seems to open later in the week when it opens (Wednesday or Thursday), and it’s definitely re-opened for the same window so cross your fingers!

 

[becauseimnew]

Instant approval for CSR--woo hoo! It's a big CL--will I need to lower it before CSP?

I’ve read that you shouldn’t lower it, because if you get denied for the CSP you’ll have credit to transfer to CSP.

 

[Albort]

I’ve read that you shouldn’t lower it, because if you get denied for the CSP you’ll have credit to transfer to CSP.

double edge sword there. lowering it will give u a better chances of an instant approval.
credit transfers from the CSR may likely get eyes on your account and may be denied when they see u already have a CSR...

 

[LilSweetPeaPhoto]

How common is it for hotel branded cards (Hilton Surpass) to get offers for those hotel brands? I have a Hampton offer (spend $175 get $35) on my Amex plat but I can't find it on my Hiltons even after adding a bunch of offers. I don't think its worth it on my plat.



I didn't get any of the interesting offers he mentions. I would have liked the 2.5% back on an over $1k purchase.

I've gotten them several times. I've used a few offers for Hilton hotels on my hilton card. The latest being back in April during Spring Break. I will say there are often times however where my Everyday gets the offer, but my Hilton doesn't.

 

[Duckbug.Ducktales]

double edge sword there. lowering it will give u a better chances of an instant approval.
credit transfers from the CSR may likely get eyes on your account and may be denied when they see u already have a CSR...

Hmm I think I'm missing something. Why would I transfer credit to CSP?
My concern is that with the new CL they just approved me for, plus the CLs in my other two chase cards, I'll already be above 50% of household income.

ETA: it already shows on my account online, so I could SM Chase to get the CL reduction.

 

[palhockeymomof2]

WOOOOOO! I just saw the email from Chase, my CIU was approved! WOOOOOO! So looks like I have some MSR to hit! I guess I'll see what I can do with Natural spending and then push the rest through Venmo. Guess that IHG churn is on hold for a bit.

Congrats

 

[IFlossU]

Hmm I think I'm missing something. Why would I transfer credit to CSP?
My concern is that with the new CL they just approved me for, plus the CLs in my other two chase cards, I'll already be above 50% of household income.

ETA: it already shows on my account online, so I could SM Chase to get the CL reduction.

I was approved for the CSP first, and I did lower my credit limit down to $10k from $20k. I sent a SM immediately after approval, and my limit was reduced by the next morning. If you’re already close to 50% I would lower it, better odds for instant approval tomorrow.

 

[LynnTH]

I was approved for the CSP first, and I did lower my credit limit down to $10k from $20k. I sent a SM immediately after approval, and my limit was reduced by the next morning. If you’re already close to 50% I would lower it, better odds for instant approval tomorrow.

This is what I did also. Instant approval on both.

 

[FreeDiningFanatic]

Hmm I think I'm missing something. Why would I transfer credit to CSP?
My concern is that with the new CL they just approved me for, plus the CLs in my other two chase cards, I'll already be above 50% of household income.

ETA: it already shows on my account online, so I could SM Chase to get the CL reduction.

To answer your question, sometimes when people aren’t instantly approved, they’ll call Chase and offer to move some credit around (from your CSR to CSP).

I personally plan to take your approach and reduce CL upon 1st approval and then I hope to have better chances of instant approval on app 2.

 

[Duckbug.Ducktales]

To answer your question, sometimes when people aren’t instantly approved, they’ll call Chase and offer to move some credit around (from your CSR to CSP).

I personally plan to take your approach and reduce CL upon 1st approval and then I hope to have better chances of instant approval on app 2.

Ahh that makes sense, thanks. I did go ahead and request the reduction via SM.

 

[Alexle2007]

Hmm I think I'm missing something. Why would I transfer credit to CSP?
My concern is that with the new CL they just approved me for, plus the CLs in my other two chase cards, I'll already be above 50% of household income.

ETA: it already shows on my account online, so I could SM Chase to get the CL reduction.

If for some reason you need to call recon and the reason has to do with being overextended than you would have credit to move from CSP to CSR since you need at least $10k for approval.

 

[iujen94]

We’ve got another daily airline anniversary game to play! This one is Southwest, from June 1-17. Hopefully I’ll have better luck on this one than the American one!
https://southwest50.com/WannaGetAway/

 

[happ]

We’ve got another daily airline anniversary game to play! This one is Southwest, from June 1-17. Hopefully I’ll have better luck on this one than the American one!
https://southwest50.com/WannaGetAway/

Thanks for posting! I got 50 points.

 

[elgerber]

Thanks for posting! I got 50 points.

two accounts, got zip LOL. make that 3 accounts and zip

 

[DaveL]

We’ve got another daily airline anniversary game to play! This one is Southwest, from June 1-17. Hopefully I’ll have better luck on this one than the American one!
https://southwest50.com/WannaGetAway/

Funny I got the email on my watch saying "5o Close" and that I was not a winner before I even had a chance to click anything.

 

[Duckbug.Ducktales]

Funny I got the email on my watch saying "5o Close" and that I was not a winner before I even had a chance to click anything.

Same happened to me! I think clicking on the bags doesn't matter.