Thanks to this Chase info, I watched a couple of YT videos and figured out how to see the My Plan offer in my app. Interestingly, when I use the estimator on 10k to see what the offer will be, a 1.74% fee for 12 months was offered, but when I clicked on my actual 1st 10k payment, which I already planned on paying in full, it offered 0% fees for 12 months. Not sure how often this pops up, probably for me because I have never used it in 15 years of having a Chase card. Obviously, you don’t get the reward points for that, but I’m thinking my 3rd payment might be a nice place to buffer my finances.