Give them a different card to put on file when you check in - the "hold" goes against that card. As long as you check out using your fairfx card (rather then auto check out) then no money will be taken against the card on file.
£ vs $ 12 month high
- Thread starter wayneg
- Start date
Give them a different card to put on file when you check in - the "hold" goes against that card. As long as you check out using your fairfx card (rather then auto check out) then no money will be taken against the card on file.
I agree. Got empty credit card to use as well as cash in dollars, to be honest bought cash today and rate is more than acceptable.1.63 is for paying off anything in $'s, cruise, hotels, Discovery cove........ just use a fee free card to get the full rate.
Gave up using tourist rate(exchanging money) years ago, it can be an advantage if the rate drops but generally I have found using full interbank rate(Post Office credit card) has saved me £100's.
OhanaSam
Mouseketeer
- Joined
- Jul 5, 2012
Ill ask here instead of starting a new thread. I'm going home to Dublin next week and will be getting money in as Xmas/ birthday presents.should i change it straight from euro to dollars or would it be worth going euro to pounds to dollars? From what i can work out there's only about $5 difference at the minute
- Joined
- Jul 24, 2003
When you convert from £'s to $'s you lose about 3% of your money (5% if you get a bad rate)
Each currency you change you lose so doing it twice I would expect to ne worse of than converting straight from Euros to Dollars but check the rates.
OhanaSam
Mouseketeer
- Joined
- Jul 5, 2012
Thanks
I probably will just change it to dollars commission free in the post office before I leave Dublin. If it's in dollars it means I can't spend it too 
- Joined
- Jul 24, 2003
Thanks
It might be commission free but they incorperate a conversion fee into their rates, todays exchange rate for £ vs $ is £1.6069, PO will probably only be around $1.55
OhanaSam
Mouseketeer
- Joined
- Jul 5, 2012
Oh I know that but might aswell do it there rather than coming back here and paying commission to change it. Last time I went home I changed 70 back into pounds at travelex and got £65 because of the commission charge
- Joined
- Jul 24, 2003
How you paying? credit card? transfer?
If its direct from your account their website says they will tell you fees involved but I could not find out what they are.
Hopefully, some took your above advice Wayne back in December as sterling sees yet another drop against the dollar this morning to $1.5325, that's a loss since then of around 9 cents.
Current rate from XE.com
GBP / USD 1.53259
Chart over the last month.
http://www.xe.com/currencycharts/?from=GBP&to=USD&view=1M
Kevin Stringer
Chat Host
- Joined
- Mar 3, 2000
Yep, looks like it's going to get worse before it gets better.
For me, this is one of the main reasons I use a currency card such as FairFX. It allows you to buy at any time. Whenever you think the rate is good (using a top class crystal ball to ensure you are correct), just add some money to the card. Helps to prevent disappointment when the rate drops dramatically.
Of course, I realise it can equally work the other way.
Kev
For me, this is one of the main reasons I use a currency card such as FairFX. It allows you to buy at any time. Whenever you think the rate is good (using a top class crystal ball to ensure you are correct
), just add some money to the card. Helps to prevent disappointment when the rate drops dramatically.Of course, I realise it can equally work the other way.
Kev
chmurf
DIS Veteran
- Joined
- Nov 30, 2011
The UK, like most of Europe, is in recession
It's not as bad as Greece or Spain, but it's bad enough.
from an economy standpoint, we (£ and Euro) cannot keep a high value when compared to the $
A high Euro or a high £ means that it's cheaper for us to buy US goods (or goods priced in USD) so the wealth goes to the US and it's the US factories who get the jobs, the contracts, and the money.
A high $ means that it's easier for us to sell our goods. And this is good for our jobs, our factories, and our economy.
In their plans to get the European Union back on track, those who look after our "well-being" (as well as their wallet) will endeavour all they can to get our currencies to a lower exchange rate. (is that one of the reasons why your Prime Minister suggested the UK should get out of EU ?)
If the recession is getting any worse in Europe, our currencies (£ and Euro) might fall quite a bit.
(well, actually that's the way I understand it, I'm by no means an economy guru, I'm just an average guy who has it hard enough to make ends meet)
It's not as bad as Greece or Spain, but it's bad enough.
from an economy standpoint, we (£ and Euro) cannot keep a high value when compared to the $
A high Euro or a high £ means that it's cheaper for us to buy US goods (or goods priced in USD) so the wealth goes to the US and it's the US factories who get the jobs, the contracts, and the money.
A high $ means that it's easier for us to sell our goods. And this is good for our jobs, our factories, and our economy.
In their plans to get the European Union back on track, those who look after our "well-being" (as well as their wallet) will endeavour all they can to get our currencies to a lower exchange rate. (is that one of the reasons why your Prime Minister suggested the UK should get out of EU ?)
If the recession is getting any worse in Europe, our currencies (£ and Euro) might fall quite a bit.
(well, actually that's the way I understand it, I'm by no means an economy guru, I'm just an average guy who has it hard enough to make ends meet)
At the moment we're in the midst of a currency war with most of the worlds major currencies printing money like mad to devalue their currency. When these things happen, there are no winners and currencies become impossible to predict.
People who engage in currency trading know that at the moment, the major currencies are very volatile. I no longer trade in currency but know enough about it to say that the $ vs £ could go either way in the coming months. It's possible we could see $1.70 to £1, equally it's possible we could see $1.40 to £1. My advice at this stage is don't base your decisions on predictions about what may happen in future, because I can tell you that even the "experts" and regular currency traders have no real clue. They're all running to put their money in "safe" currencies like those in Norway and Singapore.
People who engage in currency trading know that at the moment, the major currencies are very volatile. I no longer trade in currency but know enough about it to say that the $ vs £ could go either way in the coming months. It's possible we could see $1.70 to £1, equally it's possible we could see $1.40 to £1. My advice at this stage is don't base your decisions on predictions about what may happen in future, because I can tell you that even the "experts" and regular currency traders have no real clue. They're all running to put their money in "safe" currencies like those in Norway and Singapore.
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