You're not kidding! We just bought into DVC over the summer (175 points). I thought this was more than enough for us for now. Stayed in the one-bedroom in August with 2004 points. Loved it! Bought an AP and DDE for that trip so want to get the max benefits out of them. Thought I would visit in April with sister and niece (and own kids) and try to squeeze in another August trip. This can only be done with a studio. Now I'm thinking I want enough points for 2 trips a year in a one-bedroom. That is too costly for me at this point (probably 300+ points)! So, do I go twice this year and feel the crunch in a studio (we don't spend much time at all in the room), or go once and spread out? One poster mentioned the tv issue with kids in the room - settling in when I need to view. Good point! Decisions, decisions!