I second Doc's advice to verify with your guide that you will be allowed to bank the points, especially since you are very close to the end of your Use Year.
Last July I very nearly bought some Sep UY BWV points directly from Disney until my guide informed me that I would not be allowed to bank the current UY points that came with the contract because I was within 2 months of the end of the Use Year. But I was one of the unlucky few in this regard because since then, it seems that just about everybody has been allowed to bank the current year points. I ended up telling my guide "no thanks" and fortunately found a good resale contract with some banked current year points. Since I wasn't in a hurry, it ended up being the right move since I saved myself some money.
Good luck!