deedubb
Always Grumpy, except when at Disney!
- Joined
- Feb 12, 2017
Well, after quite a bit of thought, I've decided to streamline my CC's. I have had the Home Trust for a bit now, and just used it during our trip to DLR. There are only 2 issues with it that I can think of. You cannot change your PIN for one, and you are limited to 10 transactions per day. The second one is a bit odd in my mind as I have never heard of a CC that does this. It was not a problem, but if you put everything on your CC when you are on holidays, it very well could be.
I have decided to dump it, as well as my Costco MC and current Visa Dividend Infinite. They will be replaced by the Scotia Passport which has no forex and a good package of travel insurance which includes trip cancellation. I have not seen many CCs that have this. Many have trip interruption but not cancellation. That alone will save me > $200 per trip. The $139 annual fee is a bit more than my current Visa, but in the end I will save more with this card.
I have decided to dump it, as well as my Costco MC and current Visa Dividend Infinite. They will be replaced by the Scotia Passport which has no forex and a good package of travel insurance which includes trip cancellation. I have not seen many CCs that have this. Many have trip interruption but not cancellation. That alone will save me > $200 per trip. The $139 annual fee is a bit more than my current Visa, but in the end I will save more with this card.