I already have the Venture X. I'll think about whether I want to apply for Venture. I'm at 3/24 so it'll use my last slot and I like to save it for something I really need/want. The CIC/VGC is non-existent near me. Every time I go, it's all out. Granted I can't usually make it until Thurs/Fri/Sat.
I guess it's time to start stalking for 2025. UGH! I had to leave class yesterday crying I was in so much pain. So it isn't meant to be even if I wanted to push it. My daughter finally decided she's mad at me. She's ignoring me and my texts. So I have that fun too. YAY. What business did you claim? My BF doesn't really have a side gig. But he did used to own a race horse and has done some 1099 flying for his dad. I think we're going to have him apply as that if I can figure that out, LOL.Barclays Wyndham biz finally approved!!! I was ready to give up on it. 3 weeks and 13 phone calls (basically called every weekday). 3rd time I was told approved. But the status website shows it so it's real this time!
Crazy that I can be told approved 2 other times and not actually be approved. First time was just credit side approved. Second time, security side told me approved, but they did the verification by calling my cell phone. So I guess that didn't really go through.
Sent SSN twice, second time copied as black and white and then faxed based on DPs that works better. Still told they can't see the seal and serial number on the back. So sent 1040. 3x. They kept saying not received so finally it occurred to me maybe they thought the application was for DH since he's primary on the joint, even though I put on the cover sheet my name. Third time, I put the application ID on the cover sheet. Maybe that did the trick.
Really insane process. Hardest application I've ever had by miles! Oh, and yes, got the common $1300 CL lol.
Now to wait for the Diamond status to show up on Wyndham Rewards and then do the Caesar's match.that goes smoothly, though I know a lot can go wrong there too. Whatever happens, can't say I didn't try!
I was thinking of moving down to the gold. I already got the Comp Pass for this year credited. Plus the kids and I all have benefits now. I still wanna figure out using the $200 credit now. I was going to use it in Ireland!
Steroids didn't help. PT I think did a number on me as yesterday I had to leave class.
I just heard Amex isn't covering hockey sticks anymore! Considering my son broke his stick 20 minutes into a game (like just bought it before the game) I need that coverage! The store covers the first 30 days, but amex extends to 60! LOL.
I wish anything would work. Here's hoping PT does.
Not Brilliant but my Aspire just collected 2 Peloton credits from last fall.
also I don't want to use my points for my af and it's none of your business what I plan to use the points for.
Don't know if this will help you or not, but one of the things I've been able to do is pay ahead on some utilities. The other thing I've done is buy some Visa Gift cards when they are fee free, but only with Chase, never Amex. I try to just stick with organic spend, but 6k is a lot. It's not that I don't spend 6k in three months, it's more that everything doesn't go on a credit card. Oh, and a shop card from Costco for online spend, or I put a bit on Amazon as a reload. Never a lot on Amazon because it's not where I want my money hanging out.
I was today.
Do you value Chase over Cap 1? You mention CIC not really working for you do to location but what about CIU? 1.5 vs 2 points on the venture but if CUR are more valuable to you it might be something to look into.
I just thought it was taking longer to credit. Man that's a bummer! Hopefully I can find something that qualifies.
You can apply for a personal card at 1/30. YMMV whether Chase uses the recent business card to deny your personal card application. In my opinion, other than a wasted credit pull, there's very little harm in shooting your shot early if you want or need the second card sooner.
Can’t really estimate prepaying utilities. I did buy a bunch of gift cards at Staples on my CIC, so I guess I can do that on the Chase Ink Unlimited. Seems a waste to only get 1.5X instead of 5X. I still have over $241 credit at Amazon, the result of a purchase that went lost, and I chose a gift card rather than a refund on my Amex. At the time, I was still working on an Amex sub.
My utilities let me pay any amount in advance. I can actually estimate but I generally just pay 3x the previous month or so. It certainly helps with the minimum spend.
Have you looked at US Bank or BoA cards?
Maybe we are going to the same Staples. Mine is sold out around a half hour after they open on Sunday morning. One time they got some restock and I was able to get there on a Thursday and grab more cards, but most of the time there is just a tiny 30min window once a month. It's so annoying.
Ugh. The Amex chat people are the worst. They always try to tell me why what I know is worthless to me is just amazing. It's no business what you want to use your points for. They make it so painful to get a retention offer than I just started canceling cards if they aren't going to give me one quickly.My plat af hit the other day and it's been over 13 months since my last retention so I chatted. No offer and then she wanted to know what I was going to do with my points. I wasn't in the mood to play their games today esp after she said no offer. Also seemed like they were going to try and offer me a new card with a bonus vs telling me if there was a retention offer or not.
I said thanks and closed the app without answering about the points and they've sent at least 3 new messages. I don't care
