yikes - some of those posts made me dizzy as i am most certainly *not* a math nerd... certainly an aptitude i wish i had.
so this is what my (math-challenged) mind was wondering...if i make payments on my canadian visa, i have no control when they post it so could get the next day or day after rate, i assume?
i have a USD account and if i just transfer funds into that account on a day that the rate is favourable, i would expect that would be more effective then instalments on credit card.
this stuff hurts my head... but every little bit helps, right?