Here goes. Dh and I own a small (100 pt) SSR contract. I've come to realize that we will need more points for a multitude of reasons. I'm one of those people who does not feel strongly about where I stay (as long as it's at WDW), so OKW or SSR pts are fine with me.
I decided about 3 days before the end of my use year (I have an Oct UY) to do a tiny 25 pt add on at OKW. My rational:
Since I was getting 06 pts it was like a $10 discount off the price. Also if I were to buy resale I would have to pay more significant closing costs. And closing costs on smaller resale contract can easily run $10 per pt., so I figured that the cost was pretty close to the cost of a resale agreement.
Am I deluding myself that this add on is a good deal? I actually think we need more than 25 pts, but I figured I would add pts slowly. After all, we have not yet even taken our first DVC trip....there's no saying that I'll become as gung-ho on Disney or DVC as many on these boards. (We've been to Disney before, but not since having children).
Should I slowly add pts through Disney or save up and buy a resale which actually has the number of pts we'll really need? (Which is actually somewhat difficult to estimate right now). I aslo just feel like it's so painless to pay for 25 pts vs. a larger contract. And it's so much easier to convince DH to agree to 25 pts than a larger contract.
Thoughts anyone?
Amy
I decided about 3 days before the end of my use year (I have an Oct UY) to do a tiny 25 pt add on at OKW. My rational:
Since I was getting 06 pts it was like a $10 discount off the price. Also if I were to buy resale I would have to pay more significant closing costs. And closing costs on smaller resale contract can easily run $10 per pt., so I figured that the cost was pretty close to the cost of a resale agreement.
Am I deluding myself that this add on is a good deal? I actually think we need more than 25 pts, but I figured I would add pts slowly. After all, we have not yet even taken our first DVC trip....there's no saying that I'll become as gung-ho on Disney or DVC as many on these boards. (We've been to Disney before, but not since having children).
Should I slowly add pts through Disney or save up and buy a resale which actually has the number of pts we'll really need? (Which is actually somewhat difficult to estimate right now). I aslo just feel like it's so painless to pay for 25 pts vs. a larger contract. And it's so much easier to convince DH to agree to 25 pts than a larger contract.
Thoughts anyone?
Amy