my3kidsmom
Earning My Ears
- Joined
- Dec 28, 2005
Dh and I have made the decision to buy DVC points at SSR. But, I would appreciate any thoughts/advice you may be able to give me on my "plan". We just returned from our 2nd Disney World vacation 2 wks ago. We did not go on a DVC tour and haven't spoken with a guide. We only seriously became interested upon returning home and having 2 people tell us the wonderful joys of ownership in DVC. Since that time I have spent many hours reading up on DVC membership at this board and I'm so grateful to have such a wonderful resource at my fingertips!
So, armed with the knowledge I have received, here is my plan. Please tell me if it makes sense.
Our next trip to WDW will not be until Feb 08, so we are not in a huge rush to buy right this minute. We will always need at least a 2 bdrm villa (currently have 3 kids with one due in Sept). So, I'm looking at needing approx 220 points for each of our stays (we only plan to stay about 6 nights once a year). However, we are not ready to jump right in with that many points. So, my plan was to only purchase a 150 pt contract and bank our first year so that when we go on our 08 trip we'll have 300 pts available. We would then be able to bank the leftover points into the next year.
Assuming my logic is right, when is the latest we should purchase our contract? We were thinking about doing it January 07 when we'd have a lot more cash to pay out and would only have to finance about half of it. If we purchased in 07, we'd have 150 pts immediately available to bank into the next year right? Then we'd get another 150 pts at the beginning of January 08, right? Giving us a total of 300 pts to use when booking our Feb 08 trip. We'd have 80 pts left to bank, giving us 230 points for our Feb 09 trip. With banking and borrowing, we would not have a *need* to add points until our Feb 2011 trip. Of course, from what I have read we'll probably have the *desire* to add almost immediately. I doubt we'll take more than one trip a year until the kids are a little older, though. Actually 2011 would be a perfect time to start considering more frequent trips because the oldest would be 11 and the youngest would be 5.
One last qeustion, does Disney offer incentives almost continuously? I know they change frequently, but is there almost always SOME kind of incentive?
Thank you so much!!!! I hope I didn't sound too confusing!!
Bridget
So, armed with the knowledge I have received, here is my plan. Please tell me if it makes sense.
Our next trip to WDW will not be until Feb 08, so we are not in a huge rush to buy right this minute. We will always need at least a 2 bdrm villa (currently have 3 kids with one due in Sept). So, I'm looking at needing approx 220 points for each of our stays (we only plan to stay about 6 nights once a year). However, we are not ready to jump right in with that many points. So, my plan was to only purchase a 150 pt contract and bank our first year so that when we go on our 08 trip we'll have 300 pts available. We would then be able to bank the leftover points into the next year.
Assuming my logic is right, when is the latest we should purchase our contract? We were thinking about doing it January 07 when we'd have a lot more cash to pay out and would only have to finance about half of it. If we purchased in 07, we'd have 150 pts immediately available to bank into the next year right? Then we'd get another 150 pts at the beginning of January 08, right? Giving us a total of 300 pts to use when booking our Feb 08 trip. We'd have 80 pts left to bank, giving us 230 points for our Feb 09 trip. With banking and borrowing, we would not have a *need* to add points until our Feb 2011 trip. Of course, from what I have read we'll probably have the *desire* to add almost immediately. I doubt we'll take more than one trip a year until the kids are a little older, though. Actually 2011 would be a perfect time to start considering more frequent trips because the oldest would be 11 and the youngest would be 5.
One last qeustion, does Disney offer incentives almost continuously? I know they change frequently, but is there almost always SOME kind of incentive?
Thank you so much!!!! I hope I didn't sound too confusing!!
Bridget