Thanks, I asked the agent and was told they always do title insurance because it protects the buyer. But if those things are discovered by Disney, yeah I could see dropping it. I was informed title insurance is "only" $125-$150, hahaha.
On another HHI note, I thought long and hard about the possibility of HHI being spun off and me being stuck with points there, albeit a small amount. I looked at pics and thought it wouldn't be so bad to go there every 3rd summer if I had to.
Then I thought about DVC having a new head CEO and the postcard I got from them luring into buying 8 years after I toured, and the rash of recent buy backs (my own hypothesis being they are protecting their sell price by not letting resale go too low). It occurred to me bright as day that there's NO WAY they'd spin out HH or the other florida one (VB?). It would totally crash their values and Disney is all about keeping those values up high. There would be a much smaller market to sell to, meaning they could get stuck without enough dues-paying customers. No, keeping them in the system with the orlando timeshares makes much more sense to me.