I love credit cards so much! v3.0 (see first page for add'l details)

[Budzooka]

I can't believe I missed it.

It will most likely happen again. I monitor SWA flights daily and they jump up and down. I mostly fly from DAL to LAS and prices have ranged from $45 to $202 each way since this started out to Dec. if I am even thinking about a flight, I go ahead and book when I see it low and will cancel later if not needed. If you are only going to check periodically, I have noticed that prices tend to drop on Tue most often. But I check every morning just to be sure.

 

[palhockeymomof2]

I can't believe I missed it.

I check SW every morning and evening...$49 sale 9/1-9/3

 

[Haley R]

Out of 6 AP's, only my oldest got a magnet. However, we turned in the other 5 AP's on Aug 11th. I was hoping since the AP's were valid back in the spring and we missed out on 2 magnets, they'd send the new one to at least the adult AP's here but nope. My dd will move and take hers one day. Plus she was down at wdw on her CP so she was able to get one of the spring magnets. I bought her AP so she really owes me her magnets but I'm a good mom so I'll just keep that thought to myself...

I’m still upset we didn’t get the Orange bird. I really wanted that one

 

[happ]

Just wanted to report that I went to a Simon mall today to buy the GCs in person. The ladies were incredibly nice and now I wish that I hadn't signed up for the online option. I had to give them my license number, but I didn't put my SS# on there and they didn't ask. They also waived the $3.95 fee for the cards!

Used the Doordash $15 pizza credit to buy dinner for my oldest DD at school. She was really happy!

Also, picked up a few of the $200 VGCs at our Staples. Definitely a good day on the CC front!!

Did you have to buy at least $3k and show them the email from Simon to get the fees waived?

 

[trenty]

I'll be changing my CF to CFF as soon as they'll let me. Then I can get UR on my cell phone bill and have decent insurance without paying through the nose for Verizon's.

This is my reasoning too. I hate paying that cell phone insurance (we have ATT).

 

[hsmamato2]

I have a question about cc cellphone insurance..... we have it on the CIP,looks like it's coming on the new flex also. Does this count if you buy a phone outright,vs. paying monthly with a plan? my Ds needs a new (refurb) phone,and uses mvno for service... would that outright purchase be covered with CIP?

 

[trenty]

I have a question about cc cellphone insurance..... we have it on the CIP,looks like it's coming on the new flex also. Does this count if you buy a phone outright,vs. paying monthly with a plan? my Ds needs a new (refurb) phone,and uses mvno for service... would that outright purchase be covered with CIP?

I was researching how this works since the flex will be my first MC if I do get it. I found this:
https://us.mycardbenefits.com/Home/AboutCellPhoneProtection?cd=en&prog=cel
ETA: and according to the chase website information on this new card -
Cell Phone Insurance – Up to $800 per claim and $1,000 per year in cell phone protection against theft or damage for phones listed on cardmembers’ monthly bill.

 

[Alexle2007]

@havaneselover I am actually attending anti-fraud training right now. It says to go to oig.ssa.gov and complete the report. You will need to include date of incident, financial loss, any details, etc.

 

[hsmamato2]

I was researching how this works since the flex will be my first MC if I do get it. I found this:
https://us.mycardbenefits.com/Home/AboutCellPhoneProtection?cd=en&prog=cel
ETA: and according to the chase website information on this new card -
Cell Phone Insurance – Up to $800 per claim and $1,000 per year in cell phone protection against theft or damage for phones listed on cardmembers’ monthly bill.

interesting,so does the original purchase even need to be made using that card,or just the monthly bill? ds has a CIP and was gonna use that bc he needs one asap...

 

[trenty]

interesting,so does the original purchase even need to be made using that card,or just the monthly bill? ds has a CIP and was gonna use that bc he needs one asap...

Well, my phones are already purchased and my understanding of this language is that as long as I pay my bill with the flex, all five phones will be covered.

 

[disneybirds]

Did you have to buy at least $3k and show them the email from Simon to get the fees waived?

Yes to each. She asked me if I wanted to buy $10K or $25K. I said no, the email only said I had to buy $3K.

 

[*WDW*Groupie*]

If I look at their site nothing can be booked past the end of Feb. So it's clearly them. And I do plan on checking the Andaz tomorrow.

Do you think I'm safe to wait until we book our flights the beginning of Oct before I book either the Andaz or the Park Hyatt? It's just two of us, so as long as we have two beds we're good.

Yes. You will be able to find a good Hyatt property. I've never had an issue getting availability at the Hyatt hotels I want for travels. Just stalk their site and be familiar with when they release rooms. It seems like they have a good footprint in Tokyo, so you should be fine. Have you thought about the Grand Hyatt in Tokyo as a backup? It's only a few blocks from the PH and IMHO better located since it's closer to the metro.

 

[afan]

Yes. You will be able to find a good Hyatt property. I've never had an issue getting availability at the Hyatt hotels I want for travels. Just stalk their site and be familiar with when they release rooms. It seems like they have a good footprint in Tokyo, so you should be fine. Have you thought about the Grand Hyatt in Tokyo as a backup? It's only a few blocks from the PH and IMHO better located since it's closer to the metro.

I haven't because I don't really want to stay over there but it's good to know it's closer to the metro which is important. Also don't have the grand on my hyatt bingo.

 

[havaneselover]

@havaneselover I am actually attending anti-fraud training right now. It says to go to oig.ssa.gov and complete the report. You will need to include date of incident, financial loss, any details, etc.

Thank you so much!!! Will take care of this this morning.

Today is my parents’ 58th anniversary. Weather here is unreal. And this is my view of little traverse bay. Don’t think I realized how much the kids and I needed a break.

 

[Limes96]

Opened a new account at Fifth Third for a bank bonus two weeks ago and already received the bonus! My opening deposit must have counted for the DD requirement. I’ve only done one of these a year, and this is my third one. Very fun to see that bonus added to the balance.

 

[hsmamato2]

I was researching how this works since the flex will be my first MC if I do get it. I found this:
https://us.mycardbenefits.com/Home/AboutCellPhoneProtection?cd=en&prog=cel
ETA: and according to the chase website information on this new card -
Cell Phone Insurance – Up to $800 per claim and $1,000 per year in cell phone protection against theft or damage for phones listed on cardmembers’ monthly bill.

I saw that.... so that means the service you use monthly? or the phone you're paying on monthly? hmmmm

 

[ski_mom]

Opened a new account at Fifth Third for a bank bonus two weeks ago and already received the bonus! My opening deposit must have counted for the DD requirement. I’ve only done one of these a year, and this is my third one. Very fun to see that bonus added to the balance.

Did you do the one for a $250 bonus? I just searched on doc and it looks like it was extended through 9/30, so I may try it too. Last year I did one bonus (Wells Fargo) and this year I've done 4 so far (Andigo, HSBC and SoFi for P1 and P2). This one doesn't look too hard, so I may give it a whirl too. I will say for some reason they stress me out a little bit though. I think I'm afraid of forgetting where I have accounts and will end up losing the money. Not sure why I worry about this because I have it all in a spreadsheet, but for some reason, I feel like I spend a lot of time thinking about them !

 

[becauseimnew]

I need help with my next card. We have about $9K in home updates we'll be doing this month. I really don't want to spend all this money without an MSR.
Option 1: Amex Gold for myself that will put me at 4/24, but I would like to do a MDD for 2 SW cards in 2021. Should I just stay at 3/24, not risk the MDD at 4/24?
Option 2: DH is at 3/24, with a cards dropping in November. I was thinking he could apply for the Chase United Card and the Amex Gold, those 2 would put him at 5/24 until the end of the year.

The 3rd option is just to use my Hyatt card and earn an extra certificate.

 

[Limes96]

Did you do the one for a $250 bonus? I just searched on doc and it looks like it was extended through 9/30, so I may try it too. Last year I did one bonus (Wells Fargo) and this year I've done 4 so far (Andigo, HSBC and SoFi for P1 and P2). This one doesn't look too hard, so I may give it a whirl too. I will say for some reason they stress me out a little bit though. I think I'm afraid of forgetting where I have accounts and will end up losing the money. Not sure why I worry about this because I have it all in a spreadsheet, but for some reason, I feel like I spend a lot of time thinking about them !

Yes, it was the $250 bonus. I did an initial deposit by pulling from my US Bank acct and that must have worked for part of the $2k DD, which seems strange to me. The rest was transfers from PayPal and Serve.

I was thinking about closing my USBank acct so that money could earn interest, but rates are so low, I decided to keep it open so when the timing is right I can have a better chance at one or more of their CC’s, which is one of the reasons I opened it to begin with.

 

[SouthFayetteFan]

Just got this email relative to the changes to CFU: (nothing new here just sharing since it was a communication on my existing account)

Earn more on travel purchased through Chase Ultimate Rewards®, dining and drugstore purchases.
EARN MORE CASH BACK ON YOUR CARD STARTING 9/13/2020!
All of this is automatic—no activation required, no annual fee and no caps on the amount of rewards you can earn!

Benefits include:
5% Unlimited cash back on travel purchased through Chase Ultimate Rewards
3% Unlimited cash back on dining at restaurants, including takeout and eligible delivery services
3% Unlimited cash back on drugstore purchases
Plus, continue to earn 1.5% unlimited cash back on everything else you buy.

Simply use your card to enjoy your new earning power starting September 13, 2020 — it's all automatic, no activation required and no annual fee.