You got it! The time will fly by and I have to say it feels great to have the snowball go into the bank instead of toward debt!
I didn't hunker down and pay it off quite as quickly as I could have, as I should have, but still I'm so glad to have it behind us. I felt like I was foolishly walking along the edge of a tall cliff and any wrong move would have ruined us.
Looking back at all of the payments I have listed on The Plan, the year that I paid off our last cc bill, 2015, was the year we decided to skip a summer vacation. It helped that ds21, then 18, needed his wisdom teeth pulled before going away to college & I really wanted to be there for him in case he got a dry socket like I did.
. Now this year, ds17 has same thing scheduled for June, 2 days after graduation, so no summer vacation.
Also my mom was recently diagnosed with lung cancer, 3 masses, so I'd like to be able to help her out whenever I can.
4.5K for a furnace & AC is super cheap!
Ours was $8k in 2016 when a tree fell on our house and crushed ours, and that was from our bff who owns the company. In his defense though, insurance was paying for it so I think he probably gave them his regular price. He was our best man in our wedding and I've been friends with his wife since we were 5 and they didn't even charge us for the 2 repairs they did for us in the past.
Anyway, that's a stellar deal you got!
Hang in there! You can do this!