Just wanted to jump in to say I made a last minute decision to go for the SW 75000 offer yesterday. FOMO. I had decided I didn’t really need the companion pass because I probably won’t use it much, but then I said, what the heck....even if I only use it a few times, it’ll be a savings. Plus, more points! Anyhow, instant approval. Skimpy credit line, but I knew that might happen. Going to lower all my credit limits again. ( I previously lowered them, but could have slashed them much more, and then I got a couple of biz cards.) Should have done it a while ago. Procrastination is my middle name!