Looking for insight. Been playing this game for about 6 years, first time myself or P2 have been below 5/24 since it was implemented (although i dont actually fall back under for a couple months). P2 opened first ever chase card about 2 months ago so she is fresh with chase... My dilemma is since I do not MS, I am limited by the MSR and I have two options right now.
1. CIC with 20k support (P2)
or
2. Amex NLL Delta Plat (P1) + Chase Marriott 3 nights 50k (P2) - Personally, I am at 5 cc limit (just opened gold biz NLL) so I would have to close a card to do this... and the personal chase would put P2 at 5/24 but only for a couple months so makes no difference.
Delta I typically fall back to using through delta vacations for disney hotels and the marriott card is substantially more valuable to me now than it has been in years considering the onsite benefits the swolphin has (which is 100% where these certs would be used)
Any thought on direction? Going with 1, is that too soon after establishing relationship with chase? I also feel that even if this isnt the case, I would avoid applying for anything else here for a while.