What site do you guys use to track the dollar? I look at Google's results, but they round it, and it drives me insane.
I use xe.com
The problem is that unless you have a way to buy cheap USD, you'll still pay 'bank rates' when you buy it from the bank. I've noticed that BMO doesn't change the rate as much as it seems to fluctuate on the market and they won't change it on a weekend, well, unless it's to their benefit.
My bank cards (both ATM and CC) charge almost 3.5% more from the posted rate! It was around 1.30 yesterday...so I bought a Disney dining plan, and it shows up at 1.345 as the rate.
I think it's time to get a US$ CC.