If anyone is still using Dosh, they just updated their terms effective today that an inactivity fee of $4.99 will apply to any account with no earning or redemption activity within 12 months. If an account with a $0 balance is inactive for 12 months they have the option to terminate the account. If the account is terminated you can create a new account.
They won't charge any linked card the fee, it's only taken out of your DOSH balance. If you have a 0 balance then they won't charge the fee and they won't take your account negative.
New terms:
https://www.dosh.com/terms-of-service
"
4. FEES
Although the Dosh application is free to download, there are costs associated with the creation and maintenance of your user account with us (an “Account”). Those costs are covered by the fees Dosh earns when you complete eligible transactions. In order to recover the cost to maintain your Account in the ordinary course of business, if at any time your Account becomes Inactive for longer than twelve (12) months (an “Inactive Account”), we reserve the right to debit a monthly Inactive Account Maintenance Fee of the lesser of (i) $4.99 USD, or (ii) the amount then reflected in your Account (the “Inactive Account Maintenance Fee”) from your Account. The Inactive Account Maintenance Fee shall be assessed each consecutive month that the Account remains Inactive. Inactive is defined as failing to either complete an eligible transaction or redeem DOSH from your Account in the trailing twelve (12)-month period. Each time you complete an eligible transaction or redeem DOSH from your Account, you will reset the twelve (12)-month period by which we measure activity.Though not required, we will use best efforts to notify you prior to your Account becoming Inactive so that you can avoid the assessment of any fees. Inactive Account Maintenance Fees will only be debited from DOSH in your Account and will never be charged to a card on file. Outside of debiting your Account, we will never bill you for Inactive Account Maintenance Fees. Inactive Account Maintenance Fees cannot be recredited to your Account, but your DOSH balance will also never become negative. If your Account remains Inactive for longer than twelve (12) months and your DOSH balance is zero, we reserve the right to terminate your Account. Unless you are advised otherwise, you will be eligible to create a new Dosh account at a later time when you are able to actively use the Services."
I haven't used it in forever so I'm just waiting for account termination. After I managed to cash out the last time nothing has been worth while. The couple things that popped up for me wouldn't have added up to cash out minimum so I'm kinda glad I didn't partake.