We just closed on an add-on at BLT so I guess that answers the question
We initially bought direct at VGC when it opened (I want to say 160 pts in the high 80's/low 90s). It made sense for us as our family of four was staying in two rooms solely at the Grand Californian. Right before we bought we were paying $475 for each room over the holidays, so even then prices at the GC were ridiculous. I haven't looked at cash prices in December lately, but I imagine they are even worse as that was ten years ago. We were going at least 2 times a year for 3-4 nights. I think our yearly hotel bills at the time were $6,000-8,000 for VGC. We bought to stay in one bedrooms instead, which have worked out fabulous for us. The two bathrooms at VGC are huge. We have easily paid for that contract and now it's pretty much gravy. We could sell the contract for quite a bit more than we bought it for, which is crazy to think about when you are talking time share.
We added on to VGC last year with another 160 points (I want to say in the $125 range loaded) because I discovered RunDisney and our 2 trips a year turned into 4. 160 points for 2 trips was challenging anyway.
With the
Disneyland races on hiatus, we found ourselves at WDW 3-4 times a year paying cash for Deluxe 1 bedroom villas to supplement my points. I ran the numbers and even at the inflated prices with the number of trips we were doing the next few years it made sense to add-on at a WDW resort. We also discovered that with 2 adult kids and early morning race times, the two bedrooms are really nice
We just closed on a loaded 200 pts at BLT in the $135 range. Chose BLT because of the 1 bedroom with 2 bathrooms and ability to walk to a resort. Given the cash prices of 1 and 2 bedroom villas that we stayed in and planned to stay at, I think it's going to take us 4-5 years to break even. I'm not comfortable renting, so my out of pocket numbers are higher on the spreadsheet.
I think the question of whether its worth it or whether you'd do it again depends a lot on your particular family situation. We were staying in two rooms at deluxe resorts spending a ton of money. Our kids are older now (18 and 21), but the 21 year old is special needs and he loves anything and everything Disney so we don't anticipate a drop in yearly trips. If anything with the races, they've increased as the kids have gotten older, LOL. The rent calculus didn't really enter it for me, which also makes a difference.