rodeo65
DIS Veteran
- Joined
- Feb 1, 2009
Looks like DH is being discharged today or tomorrow. We had a meting this afternoon with the social worker and home care nurse. There are a couple of pieces that need to be put in place before he comes home, but they think that will be a fairly quick process. I just came home to finish a quick go over on the floor in the dining room where his bed will be placed and get him some clean clothes.
We had a fairly major financial blow today. We had refinanced our mortgage in September. For the seven years prior with the old mortgage and for a decade before that with the mortgage on the prior house, we carried critical illness and life insurance. Today I went to activate it to find out we no longer have it as of the re-fi. The woman who did the paperwork said we "waived" the insurance. Which we would never have done. We have always carried it and would never have just decided to stop at this point. I've asked her to show the documentation showing where we waived it but according to our lawyer that's irrelevant. Apparently we have to opt in, not opt out.
I absolutely remember the conversation around it - confirming it included critical illness, and fully expected it was included and was part of the payment package. The bank completely redid their website a few months ago so I didn't really pay attention to the fact that the portion covering insurance wasn't the same. Plus we had a different mortgage product and just figured this was how it looked now. It looks like we're screwed in this regard. Just not what I needed right now. My husband is joking that I need to call one of the local news watchdogs and get them on it. Sure, lets do that.
We had a fairly major financial blow today. We had refinanced our mortgage in September. For the seven years prior with the old mortgage and for a decade before that with the mortgage on the prior house, we carried critical illness and life insurance. Today I went to activate it to find out we no longer have it as of the re-fi. The woman who did the paperwork said we "waived" the insurance. Which we would never have done. We have always carried it and would never have just decided to stop at this point. I've asked her to show the documentation showing where we waived it but according to our lawyer that's irrelevant. Apparently we have to opt in, not opt out.
I absolutely remember the conversation around it - confirming it included critical illness, and fully expected it was included and was part of the payment package. The bank completely redid their website a few months ago so I didn't really pay attention to the fact that the portion covering insurance wasn't the same. Plus we had a different mortgage product and just figured this was how it looked now. It looks like we're screwed in this regard. Just not what I needed right now. My husband is joking that I need to call one of the local news watchdogs and get them on it. Sure, lets do that.