You cant pay dues with a disney gift card that way, though. Still a good way to spread it out so it isn't quite so painful in January!If you don't mind linking your DVC account to your bank account , you can setup monthly direct payments instead of paying the whole bill in January.
You cant pay dues with a disney gift card that way, though. Still a good way to spread it out so it isn't quite so painful in January!
Ooohhhh, I am curious how this works. Just set it up with a credit card then right prior to the date each month, fill in a disney gift card? That would be a great thing!I think you can actually, I've read on Disboards but haven't done it yet, that if you pay your monthly bill early that you can use a gift card or credit card. I'll be trying this tip in January of 2019.
I set up all my account to be paid on the 15th of the month, that way I can pay them from the 1st to the 14th with alternated payments.
Ooohhhh, I am curious how this works. Just set it up with a credit card then right prior to the date each month, fill in a disney gift card? That would be a great thing!
I thought dues were paid weeks later so that is the $128 charge. Usually don't pay at closing.Well, we just bought in on October 7th! Of this year! Paid our dues (I thought) upon signing the deed.......then I got a bill a couple days ago for an additional $128.33 We only bought in at 75 points to test the waters.......
I thought dues were paid weeks later so that is the $128 charge. Usually don't pay at closing.
Thanks for all this info! Upon our direct purchase we paid closing costs.....I was confusing that with dues! Doh! I will definitely sign up for the monthly checking acct withdrawl but will pay with disney gift cards.Direct or resale? Direct is billed later, resale is due at closing if not already paid. A resale this time of year should have already been paid.
I learn something new all of the time. Welcome Home!Thanks for all this info! Upon our direct purchase we paid closing costs.....I was confusing that with dues! Doh! I will definitely sign up for the monthly checking acct withdrawl but will pay with disney gift cards.
I have a lot to learn about DVC!
I believe that SSR has lost its title as the best deal on the resale market. BLT is a much better buy due to its lower dues and longer contract length.So with the new increases in dues at a lot of resorts, is there any change to the most value or economical home resort list?
I believe that SSR has lost its title as the best deal on the resale market. BLT is a much better buy due to its lower dues and longer contract length.
I think BLT has become a close challenger to SSR, mainly because of the parity in MFs, but SSR still has a significant savings upon purchase, a delta of >$30<$40 per point, Resale/New. As I'm contemplating adding on 250 points, that's an up front difference of $7,500 to $10,000. At my age, the slightly extended contract life is not a factor.I believe that SSR has lost its title as the best deal on the resale market. BLT is a much better buy due to its lower dues and longer contract length.
I think BLT has become a close challenger to SSR, mainly because of the parity in MFs, but SSR still has a significant savings upon purchase, a delta of >$30<$40 per point, Resale/New. As I'm contemplating adding on 250 points, that's an up front difference of $7,500 to $10,000. At my age, the slightly extended contract life is not a factor.
I think AKV can be cost-competitive if you are consistently able to acquire the Value Studios with your AKV points. Then you could reduce the number of points needed, to offset the higher MFs. The risk is, however, that I hear some folks have difficulty booking the AKV-Values, even at 11 Months!?
What time of year were you able to snag the AKV-Values ??
I believe that SSR has lost its title as the best deal on the resale market. BLT is a much better buy due to its lower dues and longer contract length.
I will say though, It's still worth it to own some DVC. Though we had plans to own enough to winter there in retirement (at least a good chunk of winter) and were working up to owning like 1500 points. We have 650. But now it makes more sense to just rent a seasonal condo when we winter there. Really, it always has made sense but the more dues increases the more paying a rent is the most economical choice (or even buying a condo). Now we just need enough points for a decent vacation or 2 a year. We have way more then we need. Also, 125 of our points are at HHI. I had 3 nights in a 1BR booked in May. Just the annual dues for the points used (98) would be $839 (or $280 per night). I can rent for less and be closer to (or on) the ocean. So, time to sell those. Just doesn't make sense. And for a while now you can book there CRO with discount (AP or DVC....not sure????) cheaper than what your annual dues are...at least sometimes during the year.